Historically low bank rates...
The records are again beaten, it is the ideal moment to concretize a project in the real estate.
Your projet
Investing in real estate is a project of a lifetime, it requires thought, organization and investment. This is why PROMOFAR supports you throughout your real estate project.
To live
A new life project? Promofar supports you to make your living environment harmonious and functional.
To invest
Thanks to the Pinel device, invest, reduce your taxes and capitalize with minimal financial effort.
Sell land
As part of its land development, Promofar remains attentive to all field proposals in the PACA region.
Do you have land for sale ?
Our advice for investing
Promofar supports you
Investir
Avec le nouveau Prêt à Taux Zéro, c’est le bon moment pour acheter son premier logement !
Ce prêt complémentaire est un véritable coup de pouce.
Tax exemption of the Pinel law 
Thinking about rental investment is :
Reduce taxes by up to 21% of the amount of your investment
Invest your money
Build up a heritage
Prepare for retirement
Protect your loved ones
| Duration | Pinel Tax Reduction Rate * |
| Pinel law 6 years | 12% |
| Pinel law 9 years | 18% |
| Pinel law 12 years | 21% |
All taxpayers domiciled in France and paying their taxes in France who acquire new housing or in a future state of completion, committing not to rent over a period of 6.9 or 12 years can benefit from the Pinel system. The PINEL LAW gives entitlement to an income tax reduction of up to € 63,000 over 12 years.
AMOUNT OF TAXATION UNDER THE PINEL LAW?
PINEL LAW: CONDITIONS TO BE RESPECTED
The PINEL device aims to create a new housing offer in France, a certain number of points must be applied.
RENTAL CONDITIONS IN PINEL LAW
- The owner is required to rent the accommodation as the main residence of a tenant
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The rental period must be at least 6 years
- The accommodation must be rented within 12 months of the delivery of the property (DAT)
- The owner agrees to respect the rent and resource ceilings of the tenants.
CONDITIONS FOR OBTAINING TAXATION
-
The Pinel tax reduction cannot be combined with the Duflot laws, Scellier law, Censi-Bouvard law, Malraux law or historical monument.
- The Pinel law is affected by the cap on tax loopholes set at € 10,000 per year.
How to benefit from the Pinel law?
WHICH ACCOMMODATION IS ELIGIBLE FOR THE PINEL LAW? r
To be eligible for the Pinel law, the property must be built to BBC standards: RT2021 or BBC2005 and must be located in a town located in a Pinel law area.
The following types of investment are eligible for the PINEL LAW:
- New housing, in the future state of completion (VEFA)
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The construction of a home
- The acquisition of unfinished housing with a view to its completion
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Subscription to the capital of SCPI
TO LIVE OR INVEST, OUR TEAMS SUPPORT YOU IN ALL YOUR NEW REAL ESTATE PROJECTS. BY APPOINTMENT, HAVE YOUR PINEL SIMULATION DONE WITH OUR EXPERTS
First-time buyers
NO MORE PAY RENT, BECOME OWNER!
NO MORE PAY RENT, BECOME OWNER!
WITH ZERO RATE LOANS :
- – Finance up to 40% of your home without paying interest.
- – Start paying off after 6, 10 or 15 years.
- – The term of your loan can be up to 20 or 25 years.
Le PTZ+![ptz_icon]()
It's time to become a homeowner
With the new Zero Rate Loan, it’s the right time to buy your first home!
This additional loan is a real boost.
WHO IS ENTITLED TO A ZERO RATE LOAN (PTZ)?
You can benefit from the zero rate loan if you buy your first main residence and if your income does not exceed the resource limit. The PTZ will only be able to finance part of the purchase. You will have to supplement it with one or more loans and possibly a personal contribution.
WHO DECIDES TO GRANT A PTZ ?
It is the bank which will say if, according to the criteria established by the State, you can benefit from a zero interest loan. It is also the bank that will put together the case.
WHY ARE WE TALKING ABOUT A SUPPLEMENTARY LOAN?
It is the bank which will say if, according to the criteria established by the State, you can benefit from a zero interest loan. It is also the bank that will put together the case.
WHAT CAN BE PURCHASED WITH PTZ?
The zero rate loan is intended to buy your first main residence: to benefit from this loan you have to build or buy a new property for the first time and live there. However, it is also valid for people who have not been a homeowner in the two years preceding the loan application.
WHAT IS THE MAXIMUM DURATION OF PTZ ?
The loan can be repaid over a period of up to 20 to 30 years, depending on the case.
WHAT IS A DEFERRED REFUND ?
This is the possibility offered by the PTZ of repaying its loan only after a certain number of years. In practice, the monthly payments of all the loans contribute to the financing of the operation are smoothed so that the sum of these monthly payments is equal throughout the loan. In addition, thanks to this delay, they are lower.
WHY ARE YOU TALKING ABOUT A FREE LOAN?
The zero rate loan is free, that is to say additional interest. If we borrow € 40,000, we reimburse € 40,000
CENSI Bouvard
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LMNP
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The advantages of investing with us
PROMOFAR accompanies its customers in their real estate projects whether it is for an investment, a purchase or a sale.
Work is progressing
Our Villa Gabriel residence will be located in the residential neighborhoods of Avenue Sauvaigo in Saint-Laurent du Var, a stone's throw from the city center and all amenities in a quiet, green area. Delivery is scheduled for the 4th quarter of 2022.
Discover our programs
Our programs for livingDiscover our new programs in the Alpes-Maritimes. In Vence and Saint-Laurent-du-Var, two ideally placed and quality city programs.
Résidence La Citadelle
Sought after area close to shops.The comfort and elegance that come together in a green setting.
Les Villas d'Azur
The comfort of an apartment and the advantages of a villa with its private gardens.Located on the Corniche Fahnestock in Saint Laurent du Var, our new residence "Les Villas d'Azur" overlooks the rich valley of the Var and offers immediate proximity to the city center and schools.
Résidence La Fontaine de l'Ara
Contemporary and discreet architecture in a quiet and residential setting.Quiet and flat, close to the city center, the residential district of Ara offers an ideal location.
Discover our offers
Contact us!
Do you have a question?Do you have a real estate project? You want to know more about the PROMOFAR group? You want us to accompany you in your investment? Do not hesitate to contact us, we will answer you as soon as possible.